Released: September 18, 2019

Featuring: A Boogie wit da Hoodie

Songwriter: A Boogie wit da Hoodie Fred again.. Steve Mac Ed Sheeran

Producer: Fred again.. Steve Mac

[Verse 1: Liam Payne]
I don't wanna be broke when I D-I-E
Wanna be livin' it up in VIP
Tryna get in the club, they wanna see ID
Want me to wear nice shoes and a T-I-E

[Pre-Chorus: Liam Payne]
I've been workin' and gettin' by
But that ain't enough to satisfy
'Cause I got dreams for you and I
So I got money on my mind

[Chorus: Liam Payne]
So if you wanna stack it up, man, you gotta work for it
I-I-I-I-I-I
Ain't nobody gonna be doin' it for ya
I-I-I-I-I
I got dreams and I got time
But that ain't enough to get me by
So I stack it up, man, I gotta work for it
Yeah, I got money on my mind
I-I, I-I
I got money on my mind
I-I, I-I

[Verse 2: Liam Payne]
I wanna flex hard like D-O-E
But right now my car need the MOT
And I can't give the valet no T-I-P
But like him, I got dreams and they're B-I-G

[Pre-Chorus: Liam Payne]
Tried to be a better guy
But that weren't enough to satisfy
I got dreams for you and I
I got money on my mind

[Chorus: Liam Payne]
So if you wanna stack it up, man, you gotta work for it
I-I-I-I-I-I
Ain't nobody gonna be doin' it for ya
I-I-I-I-I
I got dreams and I got time
But that ain't enough to get me by
So I stack it up, man, I gotta work for it
Yeah, I got money on my mind
I-I, I-I
I got money on my mind
I-I, I-I

[Verse 3: A Boogie Wit da Hoodie]
Yeah, I know shit don't come free, you gotta work for it (Gotta work for it)
Lamborghini Urus, bought it when I first saw it (Skrrt, when I first saw it)
She caught me creepin', I had to buy her a purse for it (Purse for it)
I think if I ain't have money, I'd be the worst for her
And if I ain't have money, I woulda been lost her
The loudest ones was the brokest, I was a shit-talker
The loudest ones was the brokest and I was strugglin' (Uh)
Girls called me friend, now they on me, that money comin' in (That money comin' in)
Saint Laurent fiend, I put it in Louis luggages (Yeah, yeah)
Took her to Celine, bought her a couple luggages
Wasn't always sweet, Capri Suns for fifty cents (Yeah)
Now I just hate to reminisce (To reminisce)

[Chorus: Liam Payne]
So if you wanna stack it up, man, you gotta work for it
I-I-I-I-I-I
Ain't nobody gonna be doin' it for ya
I-I-I-I-I
I got dreams and I got time
But that ain't enough to get me by
So I stack it up, man, I gotta work for it
Yeah, I got money on my mind
I-I, I-I
I got money on my mind
I-I, I-I
I got money on my mind

Liam Payne

Liam James Payne is an English R&B-pop singer-songwriter. He made his debut as a singer when he auditioned as a solo artist for the British television series The X Factor in 2008. He reauditioned as a solo artist in 2010, where he was put into a group along with four other contestants, to form the boy band that would later become known as One Direction.

Since joining One Direction, Payne, along with bandmates Niall Horan, Louis Tomlinson, Harry Styles and former bandmate Zayn Malik, have released five commercially successful albums, performed on four worldwide tours, and won multiple awards, including several BRIT Awards and four MTV Video Music Awards. He has worked independently under the monikers “Big Payno” and “Payno”, creating remixes for songs such as British pop singer Cheryl’s single “I Don’t Care”.

When One Direction first announced their hiatus in 2016, Liam said that he would stay in the music, but not go into a solo singing career. On May 10, 2017, Liam announced the release of his debut single “Strip That Down”. It became one of the biggest-selling debuts of all time, one of the most streamed songs of Summer 2017, making it the biggest selling song by any member from One Direction at the time.