Just a man, good and sometimes bad
But striving to do the best that I can
Help a hand when the one close by you falls
Understanding can do the rest and that ain't all

Hope I can please you but the truth isn't easy to say
The more that you're spending the more it'll get in your way
I say it to please you to forget what you have done, so pray
I got the blues from the debt of the people today

You can have it all but you've got to pay
You can have it all don't pay me today

Wotcha man as the bills around you grow
Providing you take a loan to pay for them all
Help a hand when the one close by you falls
Depending if the fool keeps spending it all

You can have it all but you've got to pay
(You can have it)
Credit cards, mortgage, home loans for your holiday

Words Mick Hucknall Music Mick Hucknall, Mark Jaimes, Gota Yashiki, Steve Lewinson, Ian Kirkham & Kenji Suzuki
EMI Songs Ltd/19 Songs/BMG Music Publishing Ltd/Strong Songs/Copyright Control

Simply Red

Simply Red is a British soul and pop band. The first incarnation of the band was a punk group called The Frantic Elevators, whose seven-year run produced limited releases on local labels and ended in 1984 upon critical acclaim for their final single, “Holding Back the Years”.

By early 1985, Mick Hucknall and manager Elliot Rashman had assembled a band of local session musicians and begun to attract record company attention. The group adopted the name “Red” (after Hucknall’s nickname, denoting his hair colour) but then Mick decided it would sound better with the addition of the word ‘Simply.’

Since the mid 1980s, the band has sold more than 50 million albums.